Deposit Rates

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The interest rate and annual percentage yield earned on all accounts are set by bank management and may change from time to time without notice. The interest rate and annual percentage yield at which a CD is opened is fixed for the term of that CD unless otherwise stated. Penalty for early withdrawal will be assessed on CD’s.

We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the principal in the account each day. Fees may also reduce earnings. Contact us toll-free 1-800-695-2045, or email us at customerservice@bankfmb.com for further information about fees and applicable terms. Please remember, never email confidential information.