We offer a wide variety of loan products to meet your individual needs. Our friendly loan officers are at your service to discuss loan details and you can rely on their lending expertise.
Farmers & Merchants Bank offers you access to a wide variety of real estate lending programs. See us about purchasing the home of your dreams, making payments more easy and affordable by refinancing, or purchasing the land you have always wanted.
- Long-Term, Fixed Rate Loans (In-House and Secondary Markets)
- First-Time Home Buyer Programs and Assistance
- Construction/Permanent Financing for a New Dwelling
- Refinance Your Existing Mortgage
- Home Improvement Loans
Farmers & Merchants Bank offers a wide variety of personal lending products; to help you purchase a new automobile, meet your personal expenses, or for any number of reasons. We offer competitive rates and flexible plans to fit your needs!
Nebraska Energy Loans are offered at Farmers & Merchants Bank. These energy loans are available for any and all eligible energy improvements for your home or business. This lending opportunity would include the purchase of siding, replacement roofing, and other major improvements to your property.
Home Equity Loans can also be used to purchase a new car, make home improvements, meet personal expenses, or pay-off existing debts while using the equity in your home as collateral. We offer long-term repayment plans at fixed and variable interest rates. Consult your tax adviser concerning tax deductibility of your home equity loan, as interest paid on such loans may be used to reduce your taxable income.
Farmers & Merchants Bank offers financing for various agricultural purposes at fixed rates. We also offer:
- Term Loans for Machinery and Equipment
- Breeding Livestock and Other Short-Term Financial Needs
- Automatic Lines of Credit or Individual Notes
- Fixed Rate, Long-term Farm Real Estate Loans
- Beginning Young Farmer Loans
- NIFA First-Time Farmer Loans