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We offer a wide variety of loan products to meet your
individual needs. Our friendly loan officers are at your service to
discuss loan details and offer their lending expertise. Our loan services
include:
To find out more information with regard to any of the above loan
services, simply click on the service of your choice.
Real Estate Lending [Top]
The Farmers & Merchants Bank offers you access to a wide variety
of lending programs. See us about purchasing that new house, improving
the one you already have, making payments more easy and affordable, or
purchasing the land you have always wanted.
- Long Term Fixed Rate Loans (In-House and Secondary Markets)
- NIFA First Time Home Buyer Programs
- Home Equity Line of Credit
- Construction/Permanent Financing for a New Dwelling
- Refinance Your Existing Mortgage
- First-Time Buyer Assistance Program
- Long-term Fixed Rate Loans for Commercial and Rental Properties
Personal Lending [Top]
Farmers and Merchants Bank offers a wide variety of personal lending
products to meet your needs.
Installment Loans are offered to purchase that new (or "new to you")
automobile, fix up around the house, or for any number of reasons.
Farmers and Merchants Bank offers competitive rates and flexible plans
to fit your needs!
Nebraska Energy Loans are offered at Farmers & Merchants Bank.
Loans available for any and all energy improvements for your home or
business. This lending opportunity would include the purchase of siding,
replacement roofing, and other major improvements to your property.
Home Equity Loans can also be used to purchase a new car, make home
improvements, meet personal expenses, or payoff existing debts while
using the equity in your home as collateral. We offer long-term
repayment plans at fixed and variable interest rates. Consult your tax
adviser concerning tax deductibility of your home equity loan, as
interest paid on such loans may be used to reduce your taxable
income.
Farmers and Merchants Bank loan officers are familiar with the
application process for available Educational Loans and would be more
than happy to work with you to obtain the funds needed to earn that
degree that you have always wanted.
Agricultural Lending [Top]
Farmers & Merchants Bank offers financing for loans for the
purchase of real estate at fixed rates up to 15 years. We also
offer:
- Term loans for machinery and equipment
- Breeding livestock, and other short-term financial needs
- For your total operation needs, we offer Automatic Lines of Credit
or Individual Notes
- Fixed rate Long Term Farm Real Estate Loans
- Beginning Young Farmer Loans
- NIFA First Time Farmer Loans
Commercial Lending [Top]
Farmers & Merchants Bank offers competitive financing packages
for rental and commercial real estate loans with long-term fixed rates
available. We can assist your business in the complete application
process for SBA Low Doc 7 (a), or 504 SBA loans. We include financing
and products for inventory, equipment, lines of credit, letters of
credit, and loans for "floor plan"
financing. |