Smart Checking

Written by Admin on December 18, 2015

Now you can get all of the benefits of a great checking account and earn 2.02% APY* interest too.


  • 2.02% Interest*
  • No Minimum Balance
  • No Monthly Fee
  • FREE Online Banking with Billpay
  • FREE Mobile Banking with Mobile Deposit


  • Minimum of 12 Debit Card Purchases/Month
  • One Direct Deposit or Recurring Auto Debit/Month
  • Must sign up for ongoing e-statements to qualify
  • Monthly fee waived if qualifications are met

Make a smart choice – come in and open your checking account and start earning interest today!

Farmers & Merchants Bank – Smart Bank. Smart You.

*2.02% Annual Percentage Yield as of 2/15/16. Rate may change after account is opened. 2.02% APY is on balances up to $25,000 and 0.03% APY for balances beyond the first $25,000. Fees could reduce the earnings on the account. Restrictions apply.


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