We’re excited to announce our first 12 Smart Cookie contest winners! Donna Hansen, Beaver Crossing Madeline Starr, Firth Barb Arner, Jansen Aaron Wentz, Kearney Ray Rischling, Lawrence Lezlie Patton, Milford
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Learn how municipal banking opens doors for community initiatives, see our Smart Business of the month and find out which outstanding teacher won our Smart Apple Facebook Contest. Go to
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By Gerry A. Dunlap, President and Chief Executive Officer Farmers & Merchants Bank has been providing financing for over 15 years that has helped numerous municipalities finance projects. The advantage
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