Let’s talk smart upgrade, smart cookies and smart business.


Smart Upgrade for Smart Banking.

With our system upgrade complete, we just want to say, “Thank You,” for your patience.


Your banking experience now includes a new smartphone app that allows you to take a picture of your receipt and attach it to the purchase, turn off your debit card from your phone, turn on low balance alerts and transfer money to another financial institution.


If you have any questions, please call (800) 695-2045. You can also find all you need to know on our website.


More Cookies for our Smart Cookies.

We had so much fun thanking the smart cookies who bank with us during our Smart Cookie Days that we’re extending the cookie madness to one more Friday this month: December 22.


Stop by and help yourself to a fresh warm cookie. Or two. After all, why should Santa be the only one enjoying sweet treats this month?



New Security Measures.

Due to recent statewide security issues, we are taking a smart precaution to lock our lobby doors.


For the time being, please knock on the door and one of our friendly employees will be right there to welcome you inside.


Representatives will continue to serve you as usual within our drive-thru. Plus, our online and mobile banking are accessible 24/7 for your convenience.


Thank you for understanding this necessary security measure put in place to protect you, our people and the community.



Smart Business – Waggoner Plumbing & Heating.

Farmers & Merchants Bank is proud to spotlight Waggoner Plumbing & Heating as our “Smart Business” of the month.


Dave Waggoner is the epitome of the American Dream. After serving in the Air Force, he moved back to Nebraska where he founded his own company that became a hometown staple.


Over the next 35 years, he grew Waggoner Plumbing & Heating from a one-man operation to a family-centered business in Kearney and surrounding areas.


We’re honored to be Waggoner Plumbing & Heating’s financial partner, meeting their business banking needs so they can reach their financial goals.


Smart Tidbits.

Here’s what’s happening at the Bank and in the communities we serve:

  • Congratulations to Jarrett Fowler for winning our Smart Apple Facebook Contest. She will get $100 for her 2nd grade class at Centennial Elementary School in Beaver Crossing.
  • Don’t forget to stop by December 22 and Ho Ho Ho your way to some delicious cookies.
  • We will be closed December 23, 25 and 30, 2017 as well as January 1, 2018 for the holidays.  
  • Connect with us on Facebook and LinkedIn.

Join Us on LinkedIn.

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