Ag Checking
With an Ag Checking account, you’ll get free online and mobile banking so it’s easy to access your account from anywhere. Beyond that, we offer bill and business pay, free direct deposit, free e-statements, and free debit cards.
Choose one of these Ag Checking accounts that best matches what you need:
Advantage Checking
- No minimum balance to open
- No monthly fee for balances above $500
- $10/month fee for balances under $500
- 200 items (debits and credits)/month free, $0.25/item thereafter
Advantage Plus Checking
- No minimum balance to open
- Balances over $1,000 earn interest and monthly fee is waived
- Balances under $1,000 no interest is earned and monthly fee is $10
- 100 items (debits and credits)/month free, $0.25/item thereafter
- Not available to corporations
Advantage Analysis Checking
- No minimum balance to open
- Uses investable balance to earn credits to offset activity charges
SmartEveryday Checking
- Interest is paid on account (see rates)
- No monthly fee if $750 daily balance is maintained
eSmart Checking
- No minimum balance is required
- Unlimited electronic access
- Five paper debits (checks)/month free, $0.15/paper debit thereafter
Smart55 Checking
- For customers 55 years old or older
- Interest is paid on account (see rates)
- No monthly fee if $350 daily balance is maintained
Smart Checking
- Premium interest paid on first $25,000 balance (see rates)
- Minimum of 12 debit card purchases/month to qualify
- One direct deposit or recurring auto debit/month to qualify
- Must sign up for ongoing e-statements to qualify
- Monthly fee waived if qualifications are met
- Available for personal accounts only
Prime Fund
- Requires a $10,000 minimum balance to open
- Earns a competitive rate of interest on balances of at least $25,000 (see rates)
- Tiered rate structure allows larger balances to earn higher rates of interest
- Unlimited checking and deposit privileges
- No monthly fees
- Available for personal accounts only
Stop by to open your new checking account today!