Personal Loans

Farmers & Merchants offers you everything a large bank does and more. With any of our Personal Loans you’ll get great low rates and friendly customer service to match. Plus,
free online banking, mobile banking and e-statements.

Pick from these Personal Loans to best fit your lifestyle and financial goals.

Home Loans
With more than 15 types of home loans, we can help you buy your next place to call “home”. Whether you are a first time buyer or ready to upgrade, come see us first to get prequalified. Or,  you can simply apply online here.


Home Equity Loans and Lines of Credit
Use the equity you’ve built up in your home to reach your goals by securing a home equity loan or line of credit. Get started today by visiting one of our branches or applying online here.


Personal/Installment Loans
Satisfy personal needs (debt consolidation, vacation, family) with a secured or unsecured loan.


Auto Loans
Buy a new or used vehicle/boat/RV/motorcycle through a loan with great rates and terms.


Stop by to apply for a Personal Loan today!

Farmers & Merchants Bank – Smart Bank. Smart You.