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We’ve helped so many customers with their banking needs over the years, and there’s no doubt that we can help you too. Farmers & Merchants Bank offers so much more than personal banking—from ag banking to help your farming and ranching enterprise grow to business banking that allows you to expand your operation. Whatever it is, we’ll work with you to make sure you have everything you need.

Every time you walk into an office, you’ll always be greeted with a friendly smile and great customer service. We’ll always offer products and services that make sense for your situation. That’s the difference between banking with us versus the big guys.

We’re always open to chatting, so give us a call or swing by an office and you’ll see firsthand what makes Farmers & Merchants Bank the go-to hometown bank.



At Farmers & Merchants Bank your vision is our vision, and we’ll always match our products and services to what you need to reach your goals.


Our mission is to grow our communities and keep them strong with competitively priced, high-quality personal business and ag products and services that meet and exceed your financial needs. We’re here to help you bank smart with big bank perks and hometown customer service.


Our values define who we are and why we do what we do. There’s a reason generation after generation of families continues to bank with us:

  • Friendliness: Every interaction with us will be friendly and neighborly, as it should be.
  • Professionalism: Our staff will always be professional and kind.
  • Respect: We’ll always treat you and your family with the utmost respect and get you the answers you need.
  • Expertise: We’ll always match products and services that make sense for you, not us.
  • Care: We’ll always take care of you, whether that’s tomorrow or 15 years from now. Either way, we’ll be there.


At Farmers & Merchants Bank, our leadership team is part of your community. There’s a good chance you’ll see one of them at the grocery store or a local event on the weekends! Our leaders live and breathe for the community, and they’re here to serve you and your needs. 


Meet the leaders:  

Gerry A. Dunlap, President and Chief Executive Officer 
Scott Boyles, Chief Lending Officer, NMLS #441797 
Justina Roth, Chief Operations Officer 

Milford (Main Office) 
Stephanie Schweitzer, Compliance Officer
Dena Meese, BSA Officer/Electronic Banking Specialist
Shyanne Scholl, Comptroller/Cashier
Britton Troyer, Loans, NMLS #1681968
Austin Schwisow, Loans, NMLS #2152694
Laura Peitzmeier, Administrative Assistant

Beaver Crossing 
Jeff Aegerter, Branch Manager/Loans, NMLS #441795
Kelvin Jorgensen, Loans, NMLS #441804
Patrice Ruhl, Loans, NMLS #1827209
Kayle Jensen, Operations

Gerry A. Dunlap, President and Chief Executive Officer
Jean Niemeyer, Operations
Randy Pelster, Loan Officer, NMLS #1968678
Jim Bodyfield, Loan Consultant
Cortney Cooper, Loans, NMLS #2561124

Oren Goering, Loan Officer, NMLS 441802
Kerri Zeman, Operations

Gerry A. Dunlap, President and Chief Executive Officer
Randy Rhoads, Loans, NMLS #1766784
Reegan Stapaules, Operations

Scott Vogler, Loans, NMLS #1827014
Ryan Christensen, Loans, NMLS #2436368

Scott Boyles, Branch Manager/Loans, NMLS #441797
Carla Kohmetscher, Operations, NMLS #1827213

Pam Arett, Operations

Oren Goering, Loan Officer, NMLS #441802

Scott Boyles, Branch Manager/Loans, NMLS #441797
Rodney Beam, Loans, NMLS #441796
Lori Clyde, Operations
Randy Rhoads, Loans, NMLS #1766784

Weeping Water 
John Wessels, Branch Manager/Loans, NMLS #441813
Lindsy Stohlmann, Loans, NMLS #2561174

Gerry A. Dunlap, President and Chief Executive Officer
Amber Koch, Loans
Bobbie Ripa, Operations


We’re always looking for amazing people to join our team. You’re a great fit if you: 

  • Consider yourself bright, ambitious, and driven
  • Are ready to live out our values each and every day
  • Want to make a difference in your community

We provide competitive compensation and benefits, an excellent work environment, and opportunities for advancement. We truly couldn’t do what we do without our employees. We can’t wait for you to join our team!