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About

We’ve helped so many customers with their banking needs over the years, and there’s no doubt that we can help you too. Farmers & Merchants Bank offers so much more than personal banking—from ag banking to help your farming and ranching enterprise grow to business banking that allows you to expand your operation. Whatever it is, we’ll work with you to make sure you have everything you need.

Every time you walk into an office, you’ll always be greeted with a friendly smile and great customer service. We’ll always offer products and services that make sense for your situation. That’s the difference between banking with us versus the big guys.

We’re always open to chatting, so give us a call or swing by an office and you’ll see firsthand what makes Farmers & Merchants Bank the go-to hometown bank.

Mission

Vision

At Farmers & Merchants Bank your vision is our vision, and we’ll always match our products and services to what you need to reach your goals.

Mission

Our mission is to grow our communities and keep them strong with competitively priced, high-quality personal business and ag products and services that meet and exceed your financial needs. We’re here to help you bank smart with big bank perks and hometown customer service.

Values

Our values define who we are and why we do what we do. There’s a reason generation after generation of families continues to bank with us:

  • Friendliness: Every interaction with us will be friendly and neighborly, as it should be.
  • Professionalism: Our staff will always be professional and kind.
  • Respect: We’ll always treat you and your family with the utmost respect and get you the answers you need.
  • Expertise: We’ll always match products and services that make sense for you, not us.
  • Care: We’ll always take care of you, whether that’s tomorrow or 15 years from now. Either way, we’ll be there.

Leadership

At Farmers & Merchants Bank, our leadership team is part of your community. There’s a good chance you’ll see one of them at the grocery store or a local event on the weekends! Our leaders live and breathe for the community, and they’re here to serve you and your needs. 

Meet the leaders:  

Gerry A. Dunlap, President and Chief Executive Officer 
Scott Boyles, Chief Lending Officer, NMLS #441797 
Justina Roth, Chief Operations Officer 

Milford (Main Office) 
Emily Riley, Compliance Officer
Dena Meese, BSA Officer/Electronic Banking Specialist
Shyanne Scholl, Comptroller/Cashier and Human Resources Officer
Britton Troyer, Loans, NMLS #1681968

Beaver Crossing 
Jeff Aegerter, Branch Manager/Loans, NMLS #441795
Kelvin Jorgensen, Loans, NMLS #441804
Liz Reynolds, Operations
Patrice Ruhl, Loans, NMLS #1827209

Ericson 
Gerry A. Dunlap, President and Chief Executive Officer
Jean Niemeyer, Operations
Randy Pelster, Loan Officer, NMLS #1968678
Jim Bodyfield, Loan Consultant

Firth 
Oren Goering, Loan Officer, NMLS 441802
Kerri Zeman, Operations

Jansen 
Gerry A. Dunlap, President and Chief Executive Officer
Randy Rhoads, Loans, NMLS #1766784
Jessica Semler, Operations

Kearney 
Chase Gealy, Branch Manager/Loans, NMLS #1923811
Matt Schall, Loans, NMLS #441810
Scott Vogler, Loans, NMLS #1827014

Lawrence
Scott Boyles, Branch Manager/Loans, NMLS #441797
Carla Kohmetscher, Operations, NMLS #1827213

Palmyra 
Lance Collier, Loan Officer, NMLS #441799
Pam Arett, Operations

Panama
Oren Goering, Loan Officer, NMLS #441802
Kerry Siems, Operations

Superior 
Scott Boyles, Branch Manager/Loans, NMLS #441797
Rodney Beam, Loans, NMLS #441796
Lori Clyde, Operations
Randy Rhoads, Loans, NMLS #1766784

Weeping Water 
John Wessels, Branch Manager/Loans, NMLS #441813

Wilber 
Gerry A. Dunlap, President and Chief Executive Officer
Tristan Sheridan, Loan Officer, NMLS #2078531
Amber Koch, Loans
Bobbie Ripa, Operations

Careers

We’re always looking for amazing people to join our team. You’re a great fit if you: 

  • Consider yourself bright, ambitious, and driven
  • Are ready to live out our values each and every day
  • Want to make a difference in your community

We provide competitive compensation and benefits, an excellent work environment, and opportunities for advancement. We truly couldn’t do what we do without our employees. We can’t wait for you to join our team!