Ag Loans

Farmers & Merchants offers you everything a large bank does and more. With all of our Ag loans you’ll get great rates and friendly customer service to match. Plus, free online banking, mobile banking and e-statements.

Pick from these Ag loans to best fit your farming enterprise.

Term Loans
Offering you flexible payment terms and competitive interest rates for equipment and livestock purchases, our term loans are designed to meet intermediate cash flow needs.


Lines of Credit
Offering you flexibility in meeting the daily needs of your operation, our lines of credit help bridge the gap between cash inflows and covering operating expenses such as livestock purchases, feed expense and crop inputs.


Real Estate Loans
Purchasing new farm ground, refinancing an existing real estate loan or making building improvements is made easy through a customized real estate loan that fits your long-term cash flow needs. Long term fixed rates are available.


NIFA Beginning Farmer/Rancher Loans
Offering you flexible terms and low interest rates, our beginning farmer/rancher loan is perfect for a young borrower who is establishing a new operation.


Stop by to apply for an Ag loan today!

Farmers & Merchants Bank – Smart Bank. Smart You.