Ag Savings

Farmers & Merchants offers you everything a large bank does and more. With any Ag savings account you’ll get great rates and friendly customer service to match. Plus, free online banking, mobile banking and e-statements.

Pick from these Ag Savings Accounts to best fit your farming enterprise.

Passbook Savings

$10 minimum deposit to open
Interest rate based on tiered balances (see rates)
No monthly fee if $200 daily balance is maintained
One debit/month free, $0.50/debit thereafter
$2/monthly fee if daily balance falls below $200

Money Market

No monthly fee if $2,500 daily balance is maintained
Interest rate based on tiered balances (see rates)
Six debits/month free, $7/debit thereafter
$8.50/monthly fee if daily balance falls below $2,500

Certificates of Deposit

$1,500 minimum deposit to open
Interest rates vary with term (see rates)

Health Savings

$100 minimum deposit to open
Interest rate based on tiered balances (see rates)
No monthly fee if $1,000 daily balance is maintained
$3/monthly fee if daily balance falls below $1,000
Free debit card and first order of basic checks are free

Individual Retirement Accounts (IRAs)

Traditional and Roth IRAs available
Choose from variable or fixed rate options
Interest rates vary with type & term (see rates)

Stop by to open your new savings account today! Plus, find out more about our Classic VIP Club for account holders aged 55+ and our Star Savers program for customers, ages 0-18.

Farmers & Merchants Bank – Smart Bank. Smart You.