Privacy Policy

What does Farmers & Merchants Bank do with your personal information?

Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number and Credit history
  • Payment history and Transaction or loss history
  • Overdraft history and Wire Transfer instructions

When you are no longer our customer, we continue to share your information as described in this notice.

How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Farmers & Merchants Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your
personal information
Does Farmers &
Merchants share?
Can you limit this
sharing?
For our everyday business purposes — such as
to process your transactions, maintain your
account(s), respond to court orders and legal
investigations, or report to credit bureaus
YesNo
For our marketing purposes — to offer our
products and services to you
YesNo
For joint marketing with other financial companiesNoWe don't share
For our affiliates’ everyday business purposes —
Information about your transactions and experiences
NoWe don't share
For our affiliates’ everyday business purposes —
Information about your creditworthiness
NoWe don't share
For nonaffiliates to market to you NoWe don't share

Questions?
Call 1-800-695-2045 or go to www.bankfmb.com

Who We Are:
Who is providing this notice?
Farmers & Merchants Bank

What We Do:
How does Farmers & Merchants Bank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Farmers & Merchants Bank collect my personal information?
We collect your personal information, for example, when you

  • Open an account or Make a wire transfer
  • Pay your bills or Apply for a loan
  • Provide account information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?
Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Farmers & Merchants Bank does not share with our affiliates.

Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Farmers & Merchants does not share with nonaffiliates so they can market to you.

Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Farmers & Merchants Bank does not jointly market.

Download Privacy Policy (PDF)