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Smart Bank.
Smart You.

Unlock Your Credit Card Benefits

Most people use a credit card to pay and move on. But there are a few built-in perks that can save you money or add protection if you know where to look.

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Your Itinerary's Ready. Is Your Wallet?

Bon voyage, budget worries! Plan a summer trip that’s filled with fun, not stress, with these helpful tips.

Why You Need Two-Factor Authentication

Two-factor authentication is one of the simplest and strongest ways to protect your online accounts. It may feel small, but it makes a big difference.

Fool the Fraudsters

Scammers can use fake social profiles to sell items they don’t have or request payment outside secure platforms. Stick to trusted sellers and avoid pressure to pay quickly.
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A Hometown Bank With Big Bank Perks

When you bank with us, you’re choosing a bank that’s right down the street from where your kids play. A bank where the employees are your neighbors. And a bank with the services and convenience features you need to reach financial success.

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Virgina Davis and her husband, John
have been customers for 61 years.

"We love FMB because it’s right here in town and it’s local. It’s not all online. We can go inside and talk to somebody. They’re always there."

- Virgina Davis, Beaver Crossing, NE

Bill’s been an FMB customer
for 30 years.

“I love Farmers and Merchants Bank because of their convenience, customer service, and attention to details.”

- Bill Lauber, Milford, NE

Tom has been a customer
since he was a teenager.

“I love Farmers and Merchants Bank because they’ve always been there.”

- Tom Havlat, Milford, NE