Business Loans

Farmers & Merchants offers you everything a large bank does and more. With any of our Business Loans you’ll get great low rates and friendly customer service to match. Plus, free online banking, mobile banking and e-statements.

Pick from these Business Loans to best fit your company or organization.

Commercial Real Estate Loans
Purchasing new, refinancing an existing real estate loan or making building improvements, is made easy through a customized real estate loan that fits your long-term cash flow needs. Long-term fixed rates are available.


Term Loans
Loans with flexible payment terms and competitive interest rates for equipment and supply purchases are offered to help you attain intermediate cash flow for your business.


Operating Loans/Lines of Credit
Offering you ways to meet daily needs, our operating loans/lines of credit help bridge the gap between cash inflows and covering operating expenses.


Real Estate and Equipment Leasing
Pay for space and/or equipment over time, while it generates revenue for your business, with a lease. Leasing can be an extremely cost effective way to pay and potentially receive tax benefits.


Floor Plan Financing
This short-term loan allows you to purchase high-cost inventory such as automobiles. These loans are often secured by the inventory purchased.


Stop by to apply for a Business Loan today!

Farmers & Merchants Bank – Smart Bank. Smart You.