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Checking with Choices

Farmers & Merchants Bank clubs are a way for our customers to receive even more benefits with their accounts! Stop by your bank today to sign up and start enjoying the perks.

Classic VIP Club

For account holders age 55+ who maintain a checking account balance of at least $2,000 or $20,000 in CDs and/or savings.

  • Special Event Invitations
  • Travel Opportunities
  • Free Benefits Package including:
  • Free distinctive personalized checks (one box per year)
  • Free money orders (six per month)
  • Free photocopies (20 per month)
  • Free faxes (ten per month)
  • Free non-sufficient funds item (one per year)
  • Free shredding of personal documents (limited quantities)

Star Savers Club

The Star Savers Club is the best savings option for your kids. Open a Star Savers account, and your kid(s) will learn how to save money and build healthy money habits. The best part — we’ll send gifts throughout the year, plus a surprise on their birthday!

  • For kids and teens up to the age of 18
  • Savings incentives and tips
  • Holiday-themed gifts
  • Fun special events