Essential Tips to Spot and Stop Fraud

 

At Farmers & Merchants Bank, your security is our top priority. As fraud tactics become more sophisticated, staying alert and informed makes all the difference.

Our Fraud Squad has been monitoring a concerning trend as of late—criminals physically breaking into ATMs to steal both money and customer data. These attacks not only damage machines but also put sensitive financial information at risk. We want our customers to be aware, prepared, and protected.

Here’s how you can stay one step ahead:

Stay Alert at ATMs

Before inserting your card, take a quick look. If anything seems loose, broken, or just doesn’t look right, walk away and report it. If you notice any unusual activity at an FMB ATM, please call your local branch and let us know right away.

Set Up Alerts

Real-time account alerts in your FMB mobile app or online banking can help you catch suspicious activity early. You’ll get a notification the moment a transaction is made.

Think Before You Click

Scammers often pose as trusted organizations. If you receive a message or email from anyone—including FMB—asking for personal information, don’t respond or click on any links. When in doubt, call us directly.

Use Strong Passwords

Make your passwords complex and unique—and change them often. Avoid using the same password across accounts. Remember: FMB will never ask for your login details via phone, text, or email.

We’re proud to be a community bank that not only protects your money but also empowers you with the knowledge to protect yourself. If you think your information has been compromised or have questions about account safety, please don’t hesitate to reach out. Our Fraud Squad is ready to help.