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When you just can’t get to the Bank, Mobile Deposit.

by Sharon Hull

It’s evening, you’ve settled in, and suddenly remember you’ve forgotten to deposit those checks. Or maybe there’s ice on the road, and you’d rather not drive. Or maybe you’re just super busy and can’t find time to visit the Bank. Sound familiar?

The solution is easy! (And you barely need to disturb the pup or kittycat snoozing on your lap.) Simply endorse your check, write “For Mobile Deposit only at Farmers & Merchants Bank,” snap photos of the front and back in-app, and it’s done.

Whether it’s one check or multiple, Mobile Deposit allows you to deposit anytime, day or night, from just about anywhere––even the coziest of spots.

Steps to deposit checks using Farmers & Merchants Bank Mobile App:

  1. Endorse back of check with your signature
  2. Under your signature write “For Mobile Deposit only at Farmers & Merchants Bank”
  3. Select “Deposit Checks” from the app tribar
  4. Click “FRONT”
  5. Take photo of front of check
  6. Click “BACK”
  7. Take photo of back of check
  8. Select “AMOUNT”
  9. Enter check amount
  10. Select “ACCOUNT”
  11. Choose account to deposit check into
  12. Select “REVIEW”
  13. Ensure information is correct
  14. Select “SUBMIT”

Important to note: To avoid having your Mobile Deposit rejected, checks must have both the endorsement signature and “For Mobile Deposit only at Farmers & Merchants Bank” written underneath. This helps keep your accounts safe while endorsing checks! 

Note: Mobile Deposits submitted after 3 p.m. will be processed the next day. Checks are deposited within 24 hours of submission.

Backside of a check signed by Sally Smith. Below the signature line, the message "For mobile deposits only at Famers and Merchants Bank" is written.