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If you have financial goals you want to reach, you’re already on the path to building wealth! It doesn’t matter if you’re young, married with kids, or five months from retiring — building wealth is something everyone can do, no matter where you’re starting from. When you focus on building wealth now, you’ll see the payoff […]

It’s that time again—graduation! For high school seniors and college graduates, this is a time to close one chapter and move on to the next one. Whether that’s planning for dorm room décor or starting the job search, there are many expenses for graduates to pay for. To help with some of those expenses, consider […]

Is now the time to grow your operation? With a 3.5% fixed-rate, long-term real estate loan,  this could be a good opportunity to grow your farm or ranch. A low rate like 3.5% can help you purchase new land or refinance a current mortgage, depending on your circumstances. Invest in Your Agricultural Operation. Have you […]

These days, life just doesn’t slow down. And gone are the days of waiting for your bank statement to get a clear picture of your financial situation. With mobile bank alerts, you’ll receive push notifications to automatically inform you of account payments, transfers, and any suspicious activity. Even if you feel on top of your […]

From the highest levels of government to the kitchen tables in our community, cybersecurity is a hot topic. As hackers get smarter, it’s more important than ever to ensure that your accounts are safe and sound.  The good news is that Farmers & Merchants Bank does everything that the big banks do when it comes […]

Who doesn’t love the prospect of a new year? For me, the idea of that annual reset is exciting, motivating and full of possibility. And this year? Well, let’s just say that most of us are pretty eager to see the end of 2020.  But as challenging as 2020 has been for many reasons, it’s left […]

No one could have predicted that in March of this year, business in America would be forced into a stand-still. Most office workers were relegated to home offices and basements. Restaurants, bars and retail were temporarily shuttered.   The coronavirus pandemic was pressing pause on paychecks for many, meaning a national economic crisis on multiple levels.  And nowhere was […]

Mobile Bank. Mobile You. If you’re not currently using Mobile Banking with your Farmers & Merchants personal or business accounts, we have great news for you. As fall hits high gear and you prepare for winter, there’s no better time to add this option to your list of things that make life easier. Whether you […]

Right now, life can feel very unpredictable. Even some of the things that guide the day-to-day and season-to-season are in flux. The start of the school year, the kickoff of college football—things we’ve never had to think about have changed this year! In Ag operations, the unpredictable is a fact of life. Whether it’s droughts […]

Refreshing News! Learn about Weeping Water in the latest “Love My Community,” and read our 7 Tips for Surviving Social Media. Plus, meet our newest “Heart of a Hero,” Elme Rempe of Superior. Smart Talk is here: