You’re An expert at Working with the Unpredictable. So Are We.

Right now, life can feel very unpredictable. Even some of the things that guide the day-to-day and season-to-season are in flux.

The start of the school year, the kickoff of college football—things we’ve never had to think about have changed this year!

In Ag operations, the unpredictable is a fact of life.

Whether it’s droughts or floods, climbing input costs or tumbling market prices, some challenges can’t be avoided. Successful producers just know how to respond to them right away…and in the right way.

Successful banks do, too—like Farmers & Merchants Bank.

One thing is always constant: we’re here for you.

So, as you take to the fields during harvest and plan for next year, know that whatever challenges you may be facing in your business, we’re here for you.

We’re not just your bank, but your neighbors. We’re at the ready to help make sure you’re successful in the short term and the long term.

We can advise you about what options and loan terms are best for you right now.

A long-term, fixed-rate real estate loan at 3.95% opens up possibilities.

Change isn’t only about navigating the unknown. It can also be a time to seize on opportunities. 

Refinancing could free up money for necessary expenses. But with this 20-year fixed rate, a loan could help you acquire equipment or real estate to safely expand your operation and prepare for good things to come.

It’s all about timing, so stop in soon.

The busiest time of the year is coming, and the current rates won’t last forever, so come by soon and learn more from one of our knowledgeable, friendly loan officers. Or, simply give us a call at 402-761-7600.

You know your needs. We’re here to help you make smart choices to meet them.

Smart Bank. Smart You.

* For commercial real estate and ag real estate purposes only. Pre-payment penalty may apply. Rate will vary by down payment and loan size. Member FDIC.