Real Estate Loans for Rental Properties—Invest for the Long Term.

Owning commercial property––whether it’s an apartment building, office space or farmland––is a wise, long-term investment, especially if you have a smart loan.

From the get-go, when you acquire property, you always seek out the most favorable interest rate and terms, but the market can change over time. Sometimes, refinancing can help increase your cash flow and help you build equity in your property sooner. It can also make money available for building improvements, if need be.

This year, rates are lower than they’ve been in a while, so this may be the perfect time to buy property or refinance your loan.

At Farmers & Merchants Bank, our loan officers are always available to help you make good decisions for your business. They’ll listen to your needs and help you determine whether now is the best time for you to make a move on a current property. Or if it’s a good time to make a purchase.

There’s a lot to consider: the interest rate, length of the loan, and fees and points, for example. The Bank offers customized, long-term (up to 20 years), fixed-rate loans to suit your particular circumstances.

So, whether you’re planning to purchase a rental property, refinance an existing commercial real estate loan, make building improvements, or have other real estate investment ideas, there’s one answer to all your needs: stop into Farmers & Merchants Bank today. We’re here to help you make smart choices for the long term.