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What You Really Need to Know About Venmo.

Peer-to-peer (P2P) payment apps such as Venmo, Cash App, and Zelle have made sending money to friends and family easier than ever. But scammers have also made the move to P2P apps and are using social media to lure people to send funds through a P2P app instead of a gift card – the original […]

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Smart Talk Newsletter – February 2021

There’s no time like the new year to review your financial situation so you’ll have a good footing for whatever the year will bring. Check out this month’s Smart Money newsletter for some smart money moves, a visit to a Farmers & Merchants Bank community, and learn if Venmo is actually safe.

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Love My Community: Ericson

Ericson: The Gateway to the Sandhills  Tucked among the rolling hills of north-central Nebraska is a village that has withstood the test of time and weather. While many homestead towns boomed in the late decades of the 1800s with more and more settlers moving to the area following the expansion of the railroad, the population of Ericson rose and fell over the decades.   […]

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Bobbie Ripa – Operations/Supervisor

Bobbie Ripa: After 35 years of working at the Bank, Bobbie Ripa can call to mind a number of “fourth-generation” customers currently doing business with us––customers’ children’s children’s children!

With Wilber being her hometown, she knows so many of the people personally and likes building a smart banking relationship with them. “I’m fortunate to work in Wilber,” says Bobbie, “and thankful for an employer that has a presence in rural communities. It’s very important to me to keep our towns prospering and strong.”

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January’s Smart Business: Milford Pharmacy

  Milford’s One-Stop Hometown General Store. Now in their 20th year of business, the Milford Pharmacy is a genuine fixture in downtown Milford. It’s where area residents go, not only for their prescriptions and medical supplies, but for candles, gifts, and antiques. Charlie and Angie Pierce own Milford Pharmacy, and their lives revolve around the […]

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Keeping Your Cash Cyber-Safe.

From the highest levels of government to the kitchen tables in our community, cybersecurity is a hot topic. As hackers get smarter, it’s more important than ever to ensure that your accounts are safe and sound.  The good news is that Farmers & Merchants Bank does everything that the big banks do when it comes […]

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5 Steps to Smarter Finances in 2021.

Every new year brings with it the opportunity for a fresh start. This is the time of year when we resolve to do better… to lose that 10 pounds, to eat fewer cookies, to take more time off. And it’s a great opportunity to take a new look at how you’re handling your finances. Even when […]

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Gerry’s 2021 Outlook: Staying Financially Fit in 2021

Who doesn’t love the prospect of a new year? For me, the idea of that annual reset is exciting, motivating and full of possibility. And this year? Well, let’s just say that most of us are pretty eager to see the end of 2020.  But as challenging as 2020 has been for many reasons, it’s left […]

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Randy Rhoads – Loan Officer

Ag Expertise, At Your Service His knowledge of agriculture runs broad and deep. Randy Rhoads received his Bachelor of Science in Agriculture from Fort Hays University, then spent 14 years in ag production, 18 years in the grain industry as a merchandiser and operations manager, and 6 years in ag equipment sales before specializing in […]

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