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A Good Harvest: Long-Term Loans from the Long-Term Team

As experienced ag lenders, we understand it can take months, years and, in some cases, generations worth of planning to bring a farm operation to successful fruition. Which means you may need a long-term loan when it comes to obtaining big ticket items such as equipment or outbuildings, buying real estate or even refinancing debt. […]

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Smart Talk Newsletter – August 2019

P2P makes person-to-person payments easy as pie. Hungry for info? Get it now! Plus, read about Palmyra in the new “Love My Community” article, get info about Mobile Banking and fraud, and meet Leader of the Month Lelsey Doht––all in our e-newsletter. Go to Newsletter »

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Love My Community: Palmyra

Palmyra.  Thirty-two miles west of Nebraska City, in the extreme western part of Otoe County, sits the tranquil town of Palmyra. On gently rolling hills, near the Little Nemaha Creek, our town was platted in 1870 on land belonging to Rev. John M. Taggart, a Baptist minister who donated half of his farm for the town site.   By 1881, Palmyra boasted a […]

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Smart Business: Ideal Market, Superior

Shannon McCord began working at Ideal Market as a young boy, first helping his grandfather, who opened the grocery store in 1949, and later his father. He learned many valuable lessons from both, including to always look for ways to improve the world around you––something Shannon strives to do in his store and his community. […]

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P2P Makes Person-to-Person Payments Easy!

by Justina Roth Pick up the tab, pay the rent, send a birthday gift, give your kids an allowance, whatever! P2P makes person-to-person payments easy. Send and receive funds from the convenience of your mobile device or the web, on the spot. It’s never been easier to share money with friends and family. And, there […]

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Smart Talk Newsletter – June 2019

Find out about our Star Savers Club for kids, get a sneak peak of P2P, learn how to bank on-the-go with Mobile Banking, and see who’s our featured Smart Business of the month. Go to Newsletter »

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Star Savers: Only One Bank Offers a Savings Club for Kids!

At Farmers & Merchants Bank, kids are stars. Right from the start, we want to encourage saving because it’s a great way to learn about money and get ahead in life. That’s why from birth to age 18, kids can join our Star Savers Club. Open a Star Savers account and not only do kids […]

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Wilber Massage & Esthetics

“Stop in and indulge––just a little,” says Stephanie Krivohlavek, owner of Wilber Massage & Esthetics (WME), the massage and skin care spa located at 325 S. Wilson Street. The spa offers a variety of services, including ones you might imagine you’d only find in larger cities, such as therapeutic and hot stone massage, body waxing, […]

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Smart Talk Newsletter – May 2019

Learn how to bank on-the-go with Mobile Banking, get smart about tokenization safety features, and discover a local co-op that can help you tackle weeds. Go to Newsletter »

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Tokenization: Translating the Language of Hi-Tech

The word may sound like hi-tech jibberish. And, oddly enough, that’s a good description for what it does. Tokenization is the process of replacing sensitive data––such as debit and credit card numbers––with a random, unique string of symbols that have no real meaning. It’s a way of providing extra security for your payment information, basically […]

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