News

There’s a bright side to everything––even the “dark web,” where criminal activity occurs in the shadows of the internet. Good news, you can arm yourself with a smart action plan to protect yourself and your accounts. In today’s cyberworld, your information has lots of value, and sophisticated thieves are out to steal and sell your […]

After graduating from college, Jim Katz decided working at a factory or a body shop was not the answer to extra income. Instead, he returned to his family farm, located east of Jansen, which was a smart move for he and his wife Shirley. In 1983, the husband-and-wife team decided to try custom forage harvesting […]

Find out how you can bank anytime and almost anywhere on your smartphone. Get the latest on fraud protection with our toolkit and learn all about this months Smart Business. Go to Newsletter »

A wrecked vehicle can be the start of a bumpy ride to get your repairs done––but not at locally-owned Wreckonciled Collision Center in Milford. It’s the mission of owners, Russ and Terri Roth, to provide you with a “Smooth and Painless” repair process. With a degree from Southeast Community College in Auto Mechanics, Russ turned […]

In fact, banking from your smartphone is considered just as safe as traditional banking––maybe even safer, since it doesn’t leave a paper trail. When you want to make a transaction using Mobile Banking with Farmers & Merchants Bank, you can access us two ways: 1) through Online Banking on our website and 2) through our […]

By Kirsten Schmidt, Customer Service Representative It’s one of the most important items in life to keep track of: your debit card. If it’s misplaced, lost, stolen or breached, a domino-effect of thoughts usually begins––ending with, “Uh-oh, my entire account may be at risk.” In addition, in this day and age, fraudsters are getting more […]

Life keeps you on the move. Which is why Mobile Banking is a smart path for you to explore. All you need is your smartphone, and Farmers & Merchants Bank goes just about everywhere you go. There’s so much you can do, it’s like carrying a Bank location in your pocket.    Deposit checks See […]

Your smartphone may not smile as wide as your bank teller, but, when it comes to banking, it is pretty friendly. User-friendly, that is. Because through the Farmers & Merchants Bank mobile app, you can deposit checks from anywhere––home, work, on the ranch, on the road. On any given day, that sure does take a […]

Learn about long-term loans and low rates, find out how a business lease may be a wise decision, and see which local hangout was chosen as our Smart Business of the month. Go to Newsletter »

By Scott Boyles, Chief Lending Officer Here’s an answer to better predict business costs: one-year, fixed-rate operating loans from Farmers & Merchants Bank. Other banks only offer floating-rate operating loans, making it impossible to accurately estimate borrowing costs. Adjustable rates like these involve more risk too: if short-term interest rates increase during the year, your […]